The Guardian Life Insurance Company of America (Guardian) and Carrot, a leading global fertility, family-building, and hormonal health platform, have partnered to integrate fertility health and family-building services into Guardian’s hospital indemnity insurance product. This collaboration aims to offer comprehensive educational resources and personalised guidance to employees across all phases of life, including pre-conception, maternity, fertility treatments, menopause, and urology. It is the first of its kind to be directly incorporated into a hospital indemnity insurance product. The services include Carrot Academy, which provides clinically reviewed content and intimate group discussions, and Carrot Companions, who offer 24/7 personalised guidance and navigation. The partnership aims to fill care gaps, expand access, and improve outcomes for individuals and families on their fertility and family-building journeys.